Belong to a Credit Union that Works Hard for You
Credit Union Membership
Learn about Andrews Federal Credit Union membership and join today.
Earn More. Save More. Do More with Andrews Federal
From lower loan rates and fewer fees to generous rewards and dividends, credit union membership pays off. When you're an Andrews Federal member, you have access to exclusive member benefits that help you save more, earn more, and do more with your money.
Joining Made Simple
Our partner, the American Consumer Council, offers immediate membership eligibility, so you can join in less than five minutes.
More Resources for Members
Credit unions focus on "people helping people." Learn more about how Andrews Federal helps.
Current News
Fort Washington Celebrations Kick Off This Month
Team Andrews
August 12, 2025
Current News
Joint Base Andrews Air Show Taking Off This September
Team Andrews
July 31, 2025
Current News
New Branch Coming To Fort Washington, Maryland
Andrews Federal
July 23, 2025
Your Questions. Answered.
Frequently Asked Questions about Membership
Learn more about how and why to join Andrews Federal.
What do I need to open an account?
You will need two forms of state-issued identification, including one primary form such as a state-issued ID, Passport, and/or Military ID.
The second form of identification can be a Social Security card, Student ID, Birth Certificate, Permanent Resident Card, Auto Insurance Card, and/or a Credit Card.
If your state-issued identification does not have your current physical address, you will need to show proof of current address with another form of identification, such as current utility bill or current bank or mortgage statement.
Why is membership required?
Credit unions are member-owned financial cooperatives, which means you need to be a member to access products and services. As a member, you are an owner of the credit union. Because credit unions are owned by their members, profits are reinvested into the membership, generally through providing membership with lower loan rates, fewer fees, and higher deposit earnings.
Am I eligible for Andrews Federal membership through my employer?
We work with many employers to provide Andrews Federal membership as an employee benefit. You can learn more about this program and see whether your employer is on the list.
Can I open an account online?
Yes, we have worked to make our online membership process as easy and efficient as possible. You can get started here and should be able to complete the process in less than five minutes.
Can I open an account in a branch?
Yes, you are welcome to visit the branch and open an account. We encourage you to schedule an appointment so we can dedicate time to serve you and ensure all your questions are answered.
Is there a minimum deposit required for membership?
You must retain a minimum of $5 in your base share savings account.
1We offer minor account options for our younger members, with an eligible adult. For more information regarding minor accounts, visit our Youth Savings Accounts page.
2Immediate family means that you are a spouse, child, sibling, parent, grandparent, or grandchild of an existing member, or you live in the same household as an existing member.