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Before You Begin

How to Fund Your Share Certificate

When you open a new share certificate with Andrews Federal, you’ll need to fund it within 10 calendar days — here’s how to make that process quick and seamless.

fund share certificate

How to Fund Your Share Certificate

1. Transfer funds into Andrews Federal using one of the following funding methods:

  • Initiate a Wire Transfer or request an Automated Clearing House (ACH) transfer from your external financial institution
  • Mail a check to Andrews Federal
  • Visit one of our branch locations to deposit funds
  • Deposit funds via the Shared Branch Network

2. After the funds have been deposited into your savings or checking account, contact us through one of these channels to fund your new Share Certificate:

  • Send us a Secure Message in Digital Banking
  • Call us at (800) 487-5500
  • Or chat with us in Digital Banking

Not Yet a Member?

When opening a new Share Certificate online as a non-member, you must also open a Base Share Savings account. The Share Certificate opens with a $0 deposit and must be funded within 10 calendar days.

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Ready to Open a Share Certificate?

Open a Share Certificate that helps you grow your savings with guaranteed returns and flexible terms.

Transfer Options

Send Money Via A Wire Transfer

You can use a Wire Transfer to send deposits quickly to Andrews Federal to fund your new Share Certificate. There are no transfer limits when sending a wire transfer and wires are typically received within 1-2 business days. A wire transfer is a great option when transferring larger deposits.

Use your external financial institution's wire transfer procedures and/or form to wire the money into Andrews Federal. You'll need this information:

  • First and last name on the account
  • ABA/Routing number: 255074111
  • Type of account (either Checking or Savings)
  • Your account number
  • Our address is 5711 Allentown Road, Suitland, MD 20746

*There is an incoming wire fee of $15 per wire.

Mail A Check To Andrews Federal

Mailing a check may also be a great option to transfer money to fund your Share Certificate. Send your check with “Share Certificate” written in the Memo line, along with the certificate term (for example, 12 months) to Andrews Federal Credit Union, ATTN: Payment Systems, P.O. Box 3000, Clinton, MD, 20735-6001.

Send Funds Via The Shared Branch Network

If you don’t live near an Andrews Federal branch, visit a Shared Branch to deposit money to your Andrews Federal Savings or Checking Account or wire money from another financial institution. When sending money, your shared branch may request the following information:

  • First and last name on the account
  • ABA/Routing number: 255074111
  • Type of account (either Checking or Savings)
  • Your account number
  • Our address is 5711 Allentown Road, Suitland, MD 20746

*Transfer limitations may apply per Shared Branch. Inquire at your local shared branch institution for limits.

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Andrews Federal Credit Union makes no warranty, expressed or implied, regarding any external site nor is the Credit Union liable for transactions you enter into with any third parties.