Grow your wealth with confidence
Andrews Investment Program
Explore investment services, IRAs & planning support.
Make an Investment in your Future
The Andrews Investment Services program offers options for investment services for credit union members. In addition to investment products, experienced financial professionals can help you purchase insurance policies to protect your family. Our Investment Services Financial representative can help you with your investment growth management strategy. Michael Calandruccio will listen to your needs, review your goals and make recommendations.
We're ready to share a wealth of knowledge with you.
- Complimentary, no-obligation investment guidance
- Learn about various financial strategies
- Access to a wide variety of financial products, including stocks and mutual funds
- Special plans designed to meet the needs of government and military personnel
Looking for investment guidance? Michael Calandruccio is ready to help.
Michael Calandruccio is an Investment Services Financial Professional with experience in financial and retirement planning. Michael can work with you to assess your retirement planning and goals, and can also assist you with rollover services and plan guidance. You can meet with him on business days from 10 a.m. to 5 p.m. at the following locations:
- Monday: By appointment
- Tuesday and Wednesday: Allentown Road location
- Thursday: By appointment
- Friday: Manchester Lakes location
- Saturdays: By appointment
Meetings at our Joint Base Andrews, Waldorf, Henson Ridge, West Springfield, and Manchester Lakes locations are by appointment only. Contact Michael today at 301.702.5457 or schedule an appointment online.
You can check the background of investment professionals associated with this site at FINRA's BrokerCheck.
Thrift Savings Plan (TSP) Services
Federal employees and military members can build retirement savings through the Thrift Savings Plan with investment choices, paycheck contributions, and tax benefits.
We Can Help
Build your future with savings, retirement and rollover services, education funds, wealth management, retirement income, and legacy planning.
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Your Questions. Answered.
Frequently Asked Questions about the Andrews Investment Program
Learn how to maximize your earnings with these investment services.
Do I need to be a member of Andrews Federal Credit Union to use this service?
Yes — the investment services are offered to members of Andrews Federal Credit Union.
Is there a cost or obligation to get investment guidance?
No — initial investment guidance through the Andrews Investment Program is complimentary and obligation-free.
What is the Andrews Investment Program?
The Andrews Investment Program provides credit union members access to investment products (such as stocks, bonds, mutual funds) and personalized guidance through financial professionals at LPL Financial.
What kinds of investments can I access?
You can access a wide variety of products including (but not limited to) stocks, mutual funds, bonds, and insurance products via LPL Financial.
1Andrews Federal Credit Union provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for Andrews Federal Credit Union to make these referrals, resulting in a conflict of interest. Andrews Federal Credit Union is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. Andrews Federal Credit Union and Andrews Investment Services are not registered as broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Andrews Investment Services, and may also be employees of Andrews Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Andrews Federal Credit Union or Andrews Investment Services. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
The LPL Financial registered representative(s) associates with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.