Vehicle Loans
Apply Now for Competitive, Low Rates and Fast Approvals
Find the Vehicle that Fits You
Whether you're buying a new or used vehicle, you can apply online in minutes to find the best option for your. Our quick pre-approval process gives you confidence to negotiate the best deal. If you already have a vehicle loan elsewhere, refinancing with us could lower your interest rate and reduce monthly payments, freeing up funds to reach other financial goals.
Get the Best Rate on your Next Loan
Lower Monthly Payments
Enjoy competitive rates and flexible repayment options that fit your budget. Refinance to lower your costs or adjust your loan term to meet your goals.
90-day Auto Loan Payment Deferral Option
Start your loan with confidence and take advantage of our 90-day payment deferral option. Enjoy up to three months payment-free while you settle into your new purchase.
Protect Your Investment
Protect your vehicle and your wallet for just pennies a day. Enjoy peace of mind with coverage for accidents, repairs, and unexpected life events.
"I needed to purchase a vehicle right away. Mona at the Mt. Laurel branch was very helpful in helping us get an auto loan for the car at a great rate. They went above and beyond to help us."
Frequently Asked Questions About Auto Loans
You can apply for a loan before becoming a member! Once approved, membership is required to finalize your loan—joining Andrews Federal is simple and rewarding.
Start your application online in just minutes. Pre-approval gives you a clear budget, making your vehicle shopping faster and stress-free.
To protect your vehicle and loan, full coverage insurance with Andrews Federal listed as the lien holder is required—this includes comprehensive and collision coverage with deductibles of $1,000 or less.
You can finance both new and used vehicles, including motorcycles, RVs, and boats. We offer competitive rates and flexible terms tailored to your needs regardless of vehicle age.
Refinancing your vehicle loan with Andrews Federal can help you secure a lower interest rate or better loan terms, potentially reducing your monthly payments and saving you money over time. The process is simple—apply online or visit us in person to get started.
We do business in accordance with the Equal Credit Opportunity Act. Must be a member of the credit union to open any loan account. Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change.
*APR=Annual Percentage Rate.
90 Day Loan Deferral Option - First payment may be deferred for 90 days for qualified applicants only. Interest will continue to accrue from the date of loan disbursal; and will become due once payments begin. Interest and credit insurance premiums (if applicable) continue to accrue during deferred-payment period. Andrews Federal reserves the right to change or end this special offer at any time. Payment deferral options are subject to approval and may not be available to all borrowers.