Credit-Building Credit Cards

Build or Rebuild your Credit

Build a positive payment history and keep costs predictable with transparent, affordable credit card options

Young woman on a train smiling at her phone

Home
Credit Cards
Build or Rebuild Credit Cards

More Options to Establish or Rebuild Your Credit

Our credit cards can be a helpful tool if you want to build or rebuild your credit. Use these cards to build a positive payment history and avoid the high interest rates other banks charge.

Which Credit Card is Right for You?

Compare Card Options

Learn more about credit-building card options, so you can make the best choice for your future.

Supreme Visa credit card

Simple credit card that helps you build a positive credit history – delivering spending flexibility and a low rate for balance transfers.

Our lowest-rate card - plus 0% introductory APR for six months¹
$0 balance transfer fee, so you can pay down balances more quickly
No annual fee, cash advance fee, or foreign transaction fee

Learn More Apply Now

Platinum Rewards Secured Visa® credit card

Build your credit history so you're prepared for the future.

Start building your credit history early so you can reach your financial goals
Make an initial deposit ($500) to secure your credit line
Earn points, and earn dividends on your secured deposit
Deposit is refundable when you upgrade or close your account

Learn More Apply Now

How We Help You Build Credit the Right Way

Monthly Credit Reporting

Reports to all three bureaus (Equifax, Experian, TransUnion) every month, so you can show progress

Straightforward Costs

No surprise fees and no annual fees or foreign transaction fees

Convenient Card and Credit Management

Free credit score updates, transaction alerts, card lock tools, and more.

More Resources on Credit

Wondering about how to build credit and prepare for the future? We have resources to help.

Smart Spending

Back To School Drive 2025

Team Andrews

July 28, 2025

Smart Spending

What Does Homeowners Insurance Cover?

Team Andrews

March 4, 2025

Smart Spending

Weighing The Costs Of Owning Electric Vs Gas Vehicles

Team Andrews

February 25, 2025

*APR=Annual Percentage Rate. We do business in accordance with the Equal Credit Opportunity Act. Must be a member of the credit union to open any loan account.

¹10,000 Bonus Points - 10,000 bonus points will be earned with $1,500 purchase within 90 days of card opening.

Additional Disclosures: