Drive with Better Rates
New or Used Vehicle Loans
Finance your next vehicle—new or used—with competitive, low rates and flexible repayment terms.
Choose a Great Vehicle. Get a Great Rate.
Whether you're purchasing a new or used vehicle, we offer flexible auto loan options designed to fit your unique financial situation.
Low Rates on New and Used Autos
Low, fixed interest rates keep payments predictable.
Easy Pre-Approval
Get pre-approved online so you can go to the dealer with confidence.
90-Day Payment Deferral
Enjoy no payments for the first three months.
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Your Questions. Answered.
Frequently Asked Questions about Auto Loans
Learn more about the process of financing an auto loan.
Do I need to be a member to apply for a vehicle loan?
You can start your application right away, but you’ll need to become a member to finalize your loan. It’s easy and takes just minutes to join.
Can I get pre-approved before visiting a dealership?
Yes! Pre-approval is highly recommended and can be completed online. It helps you shop with confidence and speeds up the buying process.
Can I finance a used vehicle?
Absolutely. We offer the same great rates and flexible terms for both new and used vehicles.
How does the 90-day payment deferral work?
Qualified borrowers can delay their first payment for up to 90 days after loan disbursement. Interest will continue to accrue during the deferral period.
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Motorcycle, RV, Boat Loans
Explore motorcycle, RV, boat loans benefits and options with Andrews Federal.
Refinance Auto Loans
Discover the benefits of refinancing your auto loan with Andrews Federal.
Vehicle Loans
Discover affordable vehicle loan options designed for you at Andrews Federal.
We do business in accordance with the Equal Credit Opportunity Act. Must be a member of the credit union to open any loan account. Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change.
*APR=Annual Percentage Rate.
90 Day Loan Deferral Option - First payment may be deferred for 90 days for qualified applicants only. Interest will continue to accrue from the date of loan disbursal; and will become due once payments begin. Interest and credit insurance premiums (if applicable) continue to accrue during deferred-payment period. Andrews Federal reserves the right to change or end this special offer at any time. Payment deferral options are subject to approval and may not be available to all borrowers.