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Get Rewarded for Sharing

Refer-A-Friend and Earn More

Spread the word about Andrews Federal, and earn money for yourself and for friends and family

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Earn Unlimited Rewards

Refer 5 qualified friends and earn $250. Refer 15 and earn $750. There's no limit - the more you refer, the more you earn!

How it Works

Tell your friends and family about your great banking experience with Andrews Federal Credit Union. Then, submit the referral form

Your referred friend needs to: 

  1. Come in to a branch to open a new checking account with a debit card.
  2. Enroll in Digital Banking.
  3. Make three or more purchases with the debit card.

Once that's complete, you'll each see the rewards deposited to your accounts. 

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Download the Referral Form

We want to ensure you're rewarded for the new members you send our way. Complete your referrals and watch your balance grow!

Your Questions. Answered.

Frequently Asked Questions about Refer-A-Friend

Learn more about our referral process, including how to ensure you get credit for the friends you bring to the credit union.

How soon will I see my rewards in my account?

You will see your referral reward 90 days after your referred friend completes the required steps (opening their account with debit card, enrolling in Banking, and making three debit card purchases).

Are accounts opened online eligible for Refer-A-Friend?

At this time, accounts must be opened in a branch or through our Member Engagement Team to be eligible for Refer-A-Friend rewards.

How will I know if my friend completes their transactions?

We can't share information about specific transactions, but you'll see the rewards credited to your account once they've finished all the required steps.

1Refer a Friend Program - Refer a Friend $50 Offer is available as of January 1, 2025. The Credit Union reserves the right to change or end this offer at any time. To be eligible, the referring member (“Referrer”) must be an existing member of Andrews Federal Credit Union (“Andrews,” “Credit Union”) with an account in good standing. The referred person (“The Referred”) must not have any existing account with the Credit Union as of 02/02/2022 and must: open any new checking account, obtain a VISA Debit Card, enroll in online and mobile banking services (“Digital Banking Services”), and make three (3) or more purchases with the VISA Debit Card to be eligible for the referral credit. Some checking account types have a Direct Deposit requirement as a term of the account; to see the features and terms of all of our checking account types visit AndrewsFCU.org/Bank/Spending/Personal-Checking. The Referred must be eligible for membership to join the Credit Union; establishing membership requires a Base Share Savings account with a $5.00 opening deposit, which must be done before the new Checking account may be opened. New account may be opened at any Andrews branch location; offer is not available online. New account must remain open for at least 90 days to be eligible for the referral credit. A $50 credit will be made to the Referrer’s and the Referred’s Base Share Savings account after the 90 day period has ended. If either the Referrer’s or the Referred’s account is closed before the referral credit is given, or the account is not in good standing, the referral credit is forfeited. There is a $25.00 fee if an account is closed within sixty (60) days of it being opened. Employees, Directors or contractors of the Credit Union, or their direct family members are not eligible for referral offer. 

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