Grow Your Savings. Access When You Need It.
Money Market Accounts
Keep your funds easily accessible, and grow your balances at a higher dividend rate, when you choose a Money Market Account.
Make Your Money Work Smarter
Earn higher returns while keeping your funds flexible and accessible with a Money Market Account designed to help your savings grow.
Higher Dividends
Your balances grow consistently with the higher dividend earning potential of a Money Market Account.
No-Penalty Access
There are no set term limits for a Money Market Account, so when you need your money, it's available to you.
Protected Funds
Your funds are securely protected by the NCUA and the National Credit Union Share Insurance Fund - up to $250,000.
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Your Questions. Answered.
Frequently Asked Questions about Money Market Accounts.
Learn more about setting up your Money Market Account.
How do I open a Money Market Account?
If you are already a member, you may open your account through Digital Banking. If you are not yet a member, you can start by establishing your membership, then open your new Money Market Account.
How many times can I transfer funds to/from this account?
The following transactions can be performed from your money market account but are each limited to a maximum of six total transactions (any combination) per account, during a calendar month due to the requirements of Regulation D.
- Internet transfers to another deposit account
- Automated funds transfers to another deposit account
- SmartCall (voice) transfers to another deposit account
- Phone transfers to another deposit account via our Call Center or your local branch
- Overdraft transfers to a checking account
- Funds transfers or withdrawals (not initiated in person at a branch) and payable to a third party such as a wire transfer request or recurring wire
You can make up to 6 transactions per month. On the seventh transfer per month, you'll be charged a fee (see Fee Schedule for details).
*APY = Annual Percentage Yield.
Money Market Account rates stated are variable and may change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited monthly. The minimum balance to open and maintain an account is $1,000; a low balance fee applies if the account balance falls below $1,000. The excess transaction fee applies if you make more than six transfers or withdrawals from your money market account in a calendar month.