Build Credit. Earn Rewards.
Platinum Rewards Secured Visa® Credit Card
When you're planning for the future, use this card to help you create a stronger financial foundation.
A Path Forward with a Platinum Rewards Secured Visa
With a Platinum Rewards Secured Visa® credit card, you put down a refundable deposit, use your card responsibly, then earn points on every purchase.
Apply and Set Limit
Set your limit by making a deposit ($500 to $3,000) to secure your account.
Make On-Time Payments
Your payments are reported to the three credit bureaus each month. On-time payment history can help you build credit over time.
Earn While Your Grow
Your first purchase earns you 5,000 rewards points, and you earn one point for each dollar spent
Estimate Your Earnings
Wondering how much you might earn in points each month? Use our Rewards Calculator to determine your potential earnings.
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Your Questions. Answered.
Frequently Asked Questions about the Platinum Rewards Secured Credit Card
Learn more about how a secured card works and how you can use it to improve your financial standing.
Will this card improve my credit score?
We can’t guarantee specific score outcomes, but we do report to all three bureaus monthly. Making on-time payments and keeping your balance low are two strong, positive signals over time.
How long before I see changes in my credit report?
Timelines can vary but many members see credit factors update within three to six months of consistent on-time payments.
What happens to my secured deposit?
Your deposit stays in a secured savings account. When you upgrade or close your card in good standing, we release the deposit (minus any amounts owed).
Do my points expire?
Points expire after three years. See Rewards Program Terms for details.
Quick Links
Digital Wallet
Make purchases using your phone when you connect your card to your Digital Wallet.
Online Banking
Bank on your terms with online banking services from Andrews Federal, available 24/7.
Loans & Credit Calculators
Easily estimate payments and compare options with our Loans and Credit Calculators.
*APR=Annual Percentage Rate. We do business in accordance with the Equal Credit Opportunity Act. Must be a member of the credit union to open any loan account.
Additional Disclosures: