Paychecks Up to a Day Early
Get Paid Sooner with Early Direct Deposit
Get your paycheck deposited to your account faster, so you can access it sooner
Get Your Paycheck Up to a Day Early
Early Direct Deposit1 makes your paycheck available faster. Most Direct Deposit users will see funds available in their accounts one day before their expected pay date.
Access Funds Early
Get your paycheck one day earlier with Early Direct Deposit2
Instant Processing
As soon as we receive your payroll information, we credit it to your account
Reduce Risk
Use Direct Deposit to reduce the potential of lost, stolen, or forged checks
Best Banks for Early Direct Deposit
Andrews Federal was named one of the nation's best Early Direct Deposit providers.
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Your Questions. Answered.
Frequently Asked Questions about Early Direct Deposit
Learn more about how our Early Direct Deposit option can make life easier.
Is there a fee for Early Direct Deposit?
There are no fees associated with Early Direct Deposit. It's a free service for eligible Andrews Federal members.
How does Early Direct Deposit work?
We process Early Direct Deposits based on the information your payroll provider sends us. Here's how it typically works:
- Employer submits payroll files to the Federal Reserve to start the direct deposit process.
- The Federal Reserve notifies Andrews Federal of the amount of money you should receive when the deposit posts.
- We deposit your money in your checking account when we receive the direct deposit notification.
- As an example, for most Friday paydays, we get the alert from the Federal Reserve on Wednesday and make your funds available on Thursday, so you may be able to access your money earlier than your co-workers.
What types of deposits are eligible for Early Direct Deposit?
Early Direct Deposit is available for paychecks, military benefits, and regular Social Security and Social Security disability checks.
Where do I find the routing number and my account details?
Our routing number is 255074111. You can find your account details in Digital Banking by logging into the app and selecting Account Details.
1Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be one day earlier than the payer’s scheduled payment date.