Valuable Savings Options

Kasasa Account Qualifications - Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 15 debit card purchases.
• At least one direct deposit or ACH transaction
• Be enrolled in and agree to eStatements

These transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card purchases processed by merchants and received by our credit union as Bill Payment transactions.

All your transactions and activities must have been processed before the end of the month to count toward your qualifying transactions. If you don’t meet these qualifications for the month, — your account is still free and you’ll still earn our base rate (0.05% APY*). You’ll continue earning rewards the very next cycle that you qualify.

*APY = Annual Percentage Yield.

¹High-Yield Savings Account - Dividends are compounded and credited monthly. Rates may change at any time after account is opened. Must be a member of the credit union to open any deposit account. Membership eligibility required. No minimum balance, recurring monthly maintenance charges or fees to open or close this account. Maximum balance is $250,000. Excess transaction fee applies if you make more than six transfers or withdrawals from your High-Yield Savings Account in a calendar month. Only one (1) High-Yield Savings Account allowed per membership. Fees may reduce earnings. The Credit Union reserves the right to end this promotion early at its own discretion. Deposits are insured up to at least $250,000 per individual depositor by NCUA. Visit mycreditunion.gov for more information on share insurance coverage.

²National Average Savings - With a $10,000 balance, Andrews Federal’s 3.85% APY earns $336 more than the .49% national average in just one year as per Depositaccounts.com as of October 6, 2025. 

³Kasasa Saver Account - Must be a member of the credit union to open any deposit account. Membership eligibility required. Advertised 2.00% APY* available for balances up to $100,000. Balances below cap will earn 0.05% APY. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A Kasasa Saver account can be linked to a Kasasa Cash or Kasasa Cash Back account, to automate transfer of checking account rewards for automatic savings. Visit andrewsfcu.org/kasasa for full details of qualifications, rates, rewards, fees, account specifics and restrictions. No minimum deposit or minimum balance is required to open or maintain the account. A monthly ACH debit/credit, and enrollment in online banking and e-statements are required for this account. These transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card purchases processed by merchants and received by our credit union as Bill Payment transactions. Limit of one account type per member. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account qualifications being met during each cycle period.

View Monthly Qualification and Statement Cycles.

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.