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Two simple ways to save

Club Savings Accounts

Pick the club account that matches your goal. Automate your deposits, earn a variable rate, and unlock your funds on a predictable date each year.

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Save with Purpose: Club Savings Accounts

Set money aside for the moments that matter—holidays, vacations, or special plans—without thinking twice. Our Club Savings accounts let you automate deposits, earn interest, and access your funds on a set date each year. It’s an easy, intentional way to reach your goals.

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Turn Goals into Habits

Start saving for what matters most—whether it’s the holidays or your next getaway. Our Holiday and Vacation Club Accounts make it simple to set aside money automatically, earn interest, and access your funds right when you need them most.

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Which Club Account is Best For You?

Choose a club savings account that grows your funds flexibly and with an end date in mind.

Holiday Club Account

Don't let the holidays surprise you—set aside funds steadily so you're ready for seasonal spending.

  • Access your savings annually on November 1—perfect timing for shopping season.
  • Save automatically by adding recurring transfers to build your balance without thinking about it.
  • Your funds are federally insured so you can enjoy peace of mind while you save for the holidays.
  • Your earnings may rise or fall over the year as interest rates change.
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Vacation Club Account

Save year-round for your next trip and travel debt‑free once you reach your goal.

  • Save with a goal in mind and schedule automatic transfers to build your travel fund.
  • You'll be able to access your funds automatically yearly on May 1.
  • Align the disbursement of your money with typical booking windows to lock in deals.
  • Your earnings may increase or decrease over time as interest rates change.
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Manage Your Account with Ease

Use Digital Banking and our Mobile Banking app to manage your Club Savings Account anytime, anywhere.

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Your Questions. Answered.

Frequently Asked Questions about Club Savings Accounts

Learn how to plan your savings at optimal times you need.

What is the difference between a Holiday Club and a Vacation Club Account?

Both accounts help you save automatically with a variable interest rate. The Holiday Club funds are available every November 1 for holiday spending, while the Vacation Club funds are available each May 1 to help cover travel costs.
Can I withdraw money before the release date?

Early withdrawals are limited and may be subject to penalties. These accounts are designed to encourage savings until the scheduled annual access date. View account fees.
How do I open a Holiday or Vacation Club Account?

New members should first open a membership account and enroll in Digital Banking. Existing members can open their Club Account directly through Digital Banking.
Are my funds insured?

Yes, both Club Accounts are federally insured by NCUA up to applicable limits.
Can I have both a Holiday Club and a Vacation Club Account?

Absolutely—you can open both to save for different goals throughout the year.

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