Low Rate Or Cash Back Calculator
See if a low rate or cash back saves more on your auto loan.
Low Rate or Cash Back?
Find the Best Auto Loan Deal When shopping for a vehicle, lenders often offer you a choice: a low interest rate or a cash back rebate. But which option saves you more in the long run?
Our Low Rate vs. Cash Back Calculator makes it easy to compare both offers side by side. Enter your loan amount, interest rate, and rebate value to see which promotion results in lower monthly payments or bigger overall savings.
Use this tool before heading to the dealership to make a confident decision and choose the financing that delivers the best value for your budget.