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Choose the right financing

Business Loan Or Line Of Credit Calculator

Compare business loans and lines of credit side by side.

Learn about Business Loans

Compare Business Financing Options

Choosing the right financing can make all the difference for your business. A business loan provides a lump sum with fixed monthly payments, while a business line of credit (LOC) gives you flexible access to funds as you need them. Both can be used for working capital, equipment, inventory, or expansion—but the repayment terms and interest costs vary. Our Business Loan vs. Line of Credit Calculator lets you compare side by side. Enter your loan amount, interest rate, and repayment period to see how each option affects your monthly payments, cash flow, and long-term costs.

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