Save Every Time You Swipe
Debit Card Round Up Savings
With each Online Checking debit purchase, "round up" your transaction and put those extra cents to work in savings.
How Round Up Savings Works
Every time you complete a transaction with your debit card with our Round Up Savings Program1, you'll see your savings grow. You shop and use your card as usual, and we handle the rest.
Automatic transfers
Round Up transactions are transferred daily to grow your savings
Easy Account Access
Access Round Up Savings through Digital Banking and the mobile app
Simple Enrollment Process
Adding Round Up Savings takes seconds in your Digital Banking account
Saving More Made Easier
There are opportunities to save and to shift your money mindset daily. Get practical guidance here.
Saving For The Future
Disaster Relief For Members
Andrews FCU
October 23, 2024
Saving For The Future
Saving For A Mortgage Down Payment
Andrews Federal Credit Union
May 27, 2024
Saving For The Future
What Should I Do With My 401(K)?
Andrews Federal Credit Union
March 1, 2024
Your Questions. Answered.
Frequently Asked Questions about Round Up Savings
Learn more about how this automatic savings program works, and how you can ensure you reap the benefits.
Is there a fee to use Round Up Savings?
There is no monthly maintenance fee to add a Round Up Savings account.
Can I add Round Up Savings to my Kasasa Cash or Kasasa Cash Back Checking Account?
Round Up Savings is not available for Kasasa Cash or Kasasa Cash Back Checking Accounts. However, you can add a Kasasa Saver account to accelerate growth for your earnings on these accounts.
If I don't have sufficient funds to Round Up, will I be charged an overdraft fee?
Your account will not be overdrawn if you do not have the funds available to complete the Round Up transfer. If your balance is less than $10 at the end of the day, we will not process the Round Up transfer for the day.
Which transactions are eligible for Round Up Savings?
Your transaction will be rounded up on signature and PIN debit card purchases only. ATM withdrawals do not qualify for this service.
How do I enroll in Round Up Savings through Digital Banking?
Log in to Digital Banking, choose Account Services, and select Debit Card Round Up.
*APY = Annual Percentage Yield.
1Debit Card Round Up Program - the Round Up service is not available for business accounts or business debit cards. You must have a Base Share Savings account for automatic transfers when enrolled in our Debit Card Round Up Savings Program. ATM withdrawals made with your Contactless Debit Card are not included in the Round Up feature. If a debit card purchase is returned and credited, your Round Up amount remains in your Base Share Savings, it does not get returned to your checking balance. Credit transactions or adjustment transactions from your debit card are not included in the Round Up feature and will not be rounded up. If your available balance in your checking account at the time of the Round Up transfer is less than $10.00, no Round Up will be processed or transferred. If you do not have a checking balance sufficient to cover the amount of the Round Up in a given day, the Round Up will not be processed or transferred. Existing automated payment transfers (such as from your checking account to an Andrews loan) will take priority over Round Up transfers – if, after any payment transfers are completed, you have insufficient funds in your checking to complete the Round Up transfer, the Round Up will not be processed or transferred. You may unenroll in the Round Up service at any time, through our desktop or mobile Digital Banking platform. The credit union reserves the right to change or discontinue this service at our discretion; if we do change or discontinue this program, we will notify you as required by law.