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Checking that Fits Your Lifestyle

Personal Checking Accounts

Rewarding, high-value checking account options you can use with ease

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Why You Need a Checking Account

Checking accounts make it easier to manage money and tackle daily expenses. Learn about all their valuable features. 

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Secure Your Card with Digital Wallets

Add an extra layer of protection to your debit card purchases. Digital wallets like Apple Pay and Google Pay use advanced encryption and tokenization to keep your account safe from fraud.

QUALIFICATIONS TO EARN REWARDS

To earn your monthly rewards, you must have met all the following qualifications for the month. View the MONTHLY QUALIFICATION AND STATEMENT CYCLES.

The following are qualifying activities:
  • A minimum of 15 PIN-based or signature-based debit card purchases with an Andrews Federal debit card in the Kasasa Cash, or Kasasa Cash Back Checking account.
  • At least one direct deposit or ACH transaction   
  • Be enrolled in Digital Banking and agreed to eStatements

The following activities do not count toward earning account rewards:

  • ATM-processed transactions
  • Transfers between accounts
  • Debit card transactions processed by merchants and received by our credit union as Bill Payment transactions.

All your transactions and activities must have been processed before the end of the month to count toward your qualifying transactions. If you don’t meet these qualifications for the month, — your account is still free and you’ll still earn our base rate (0.05% APY*). You’ll continue earning rewards the very next cycle that you qualify. 


*APY = Annual Percentage Yield.

1Kasasa Cash Checking - Must be a member of the credit union to open any deposit account. Membership eligibility required. To earn the 5.50% APY on balances up to $25,000, account qualifications must be met during the monthly cycle. Balances of $25,000.01 and over will earn 0.50% APY if all account qualifications are met during the monthly cycle. No minimum deposit or minimum balance is required to open or maintain the account. A monthly ACH debit/credit, 15 debit card purchases per month, and enrollment in online banking and e-statements are required for this account. A monthly ACH debit/credit, 15 debit card purchases per month, and enrollment in online banking and e-statements are required for this account. These transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card purchases processed by merchants and received by our credit union as Bill Payment transactions. Limit of one account type per member. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. To automate transfer of checking account rewards for automatic savings, a linked Kasasa Saver account is required. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account qualifications being met during each cycle period.

2Kasasa Cash Back Checking Account - Must be a member of the credit union to open any deposit account. Membership eligibility required. 3.00% cash back on the first $300 on monthly purchases, up to $9 per cycle. You can earn as much as $108 cash back per year with a cap of $9 per month. No minimum deposit or minimum balance is required to open or maintain the account. A monthly ACH debit/credit, 15 debit card purchases per month, and enrollment in online banking and e-statements are required for this account. These transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card purchases processed by merchants and received by our credit union as Bill Payment transactions. Limit of one account type per member. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. To automate transfer of checking account rewards for automatic savings, a linked Kasasa Saver account is required. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account qualifications being met during each cycle period.

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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Andrews Federal Credit Union makes no warranty, expressed or implied, regarding any external site nor is the Credit Union liable for transactions you enter into with any third parties.